AI product comparison tool developed by Space-O technologies (AI) using ReactJS, Laravel, and OpenAI tools to reduce comparison shopping time.
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Need intelligent fintech applications designed for performance and compliance? We specialize in finance software development services powered by AI and machine learning. We develop everything from core banking platforms and trading systems to payment processing and fraud detection software.
Since 2010, we’ve built financial software for banks and fintech companies worldwide as a specialized AI software development company. Our team of 80+ AI and ML developers uses TensorFlow, PyTorch, GPT-4, and BERT to create intelligent solutions that integrate seamlessly with your existing infrastructure.
We serve retail banks, investment firms, insurance companies, and fintech startups requiring secure, compliant financial software. Trusted by leading Fortune 500 companies, we follow ISO-compliant processes and ensure every solution meets GDPR, PCI DSS, and SOC 2 standards with 99.9% uptime.
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Our Valuable Clients
We deliver custom financial software development services that solve real challenges facing banks and fintech companies. Using AI and machine learning, our solutions automate complex processes, enhance security, ensure regulatory compliance, and improve decision-making across all financial operations.
Rising fraud threats keeping you up at night? We develop AI-powered fraud detection software using TensorFlow and PyTorch. Our systems catch suspicious patterns in real-time and stop fraudulent activities before they damage your business.
Managing credit risks and market volatility is tough without the right tools. We build risk management software using predictive modeling trained on your data. Our solutions assess risks in real-time and help minimize financial losses.
Need faster, smarter trading execution? Our fintech application development expertise creates custom trading platforms with AI-driven market analysis and trend predictions. We detect patterns across massive datasets, enabling algorithmic trading and automated execution for better decisions.
Your customers expect personalized experiences, not generic services. Our banking software development services use GPT-4 and BERT to analyze customer behavior and deliver tailored experiences. This enables custom loan offers, personalized investment plans, and recommendations that actually resonate.
Traditional credit scoring misses opportunities with its limited data. We build credit scoring software using Scikit-learn to analyze multiple data sources. The result? Faster approvals, expanded loan access, and more accurate risk assessments.
KYC and AML compliance eating up your team’s time? We develop financial services compliant software using ML algorithms and NLP frameworks like LSTM and XGBoost. Our solutions automate data collection, analysis, and verification for maximum efficiency.
Struggling to forecast market trends accurately? We build predictive analytics software using Prophet and VADER models for real-time insights. Our solutions analyze complex datasets to predict investment opportunities and support smarter decision-making.
Customer support costs draining your budget? We develop AI-powered chatbots for banking and fintech applications using Rasa, Dialogflow, and T5. Our systems deliver 24/7 personalized support, reduce response times, and cut operational costs significantly.
Market volatility making planning impossible? We develop forecasting software using Prophet and Gradient Boosting Machines. Our AI-driven solutions provide reliable predictions, helping you manage resources better and maintain stability despite changing conditions.
Managing multiple payment providers? We develop payment orchestration software that routes transactions across gateways, optimizes approval rates, and reduces costs. Our solutions cover multi-currency processing, smart routing, and unified reporting for fintech and banking applications.
Mortgage processing slowing approvals? We build mortgage lending software with automated underwriting, document verification, and loan origination systems. Our AI-powered solutions accelerate approvals, reduce errors, and improve borrower experience from application to closing.
Tired of billing errors and payment delays? We develop AI-powered billing software for financial services with subscription management, invoice generation, payment tracking, and reconciliation. Our solutions detect anomalies, integrate with accounting systems, and ensure accuracy.
Awards and Recognitions
AI product comparison tool developed by Space-O technologies (AI) using ReactJS, Laravel, and OpenAI tools to reduce comparison shopping time.
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As a financial software development company, we serve diverse sectors across the financial services industry. From retail banks to fintech startups, our development expertise helps organizations automate operations, ensure regulatory compliance, and deliver superior customer experiences.
We develop core banking systems, mobile banking applications, and internet banking platforms for retail and commercial banks. Our banking software development solutions encompass account management, transaction processing, loan origination systems, and customer relationship management tailored to modern banking needs.
Our solutions for investment banks include trading platforms, portfolio management systems, and risk analytics software. We build high-performance applications that handle complex financial instruments, real-time market data processing, and automated trading with robust security and compliance features.
We build fintech applications, including digital wallets, payment processing solutions, peer-to-peer lending platforms, robo-advisors, and neo-banking systems. Our agile development approach enables rapid time-to-market while ensuring scalability, PCI DSS compliance, and regulatory adherence from day one.
We develop insurance software for policy management, claims processing, underwriting automation, and fraud detection. Our AI-powered solutions help insurers streamline operations, improve risk assessment accuracy, and deliver faster claims resolution while maintaining compliance with industry regulations.
We develop portfolio management platforms, robo-advisory systems, and client reporting tools for wealth and asset management firms. Our solutions automate investment strategies, provide real-time portfolio analytics, and enhance advisor-client interactions through personalized digital experiences.
We create lending software for mortgage lenders, consumer finance companies, and buy-now-pay-later providers. Our solutions cover loan origination, credit decisioning, borrower management, and payment processing with automated underwriting and risk assessment capabilities built for scale.
Choosing the right financial software development company is critical for your success. Space-O stands out as a fintech software development agency that combines 15 years of financial industry experience with advanced AI expertise to deliver solutions that are secure, scalable, and built for long-term growth.
We specialize in both traditional financial platforms and AI-powered applications. Our team delivers tailored AI solutions for finance, including banking software, trading systems, and compliance tools, with deep industry knowledge and regulatory expertise.
We specialize in financial custom software development from consulting through deployment and support. Our end-to-end approach ensures seamless implementation of banking systems, trading platforms, and compliance tools tailored to your needs.
Our UI/UX designers create intuitive interfaces for banking and fintech applications that balance sophistication with usability. We ensure your financial software is powerful yet easy to operate, enhancing user satisfaction and maximizing adoption rates across your organization.
We strictly adhere to financial regulations, including GDPR, PCI DSS, SOC 2, and banking standards. Our developers perform comprehensive due diligence when building financial software, ensuring compliance and protecting sensitive customer data.
Our QA team rigorously tests every financial software solution for performance, security, and user acceptance. We ensure high-performance operation for real-time trading, payment processing, and banking transactions with zero issues.
We ensure clear communication throughout your project through a collaborative approach that values your input. Transparent updates keep you informed at every stage, fostering a successful partnership built on trust.
As a financial app development company specializing in banking and fintech solutions, we offer flexible engagement models that align with your project’s goals, budget, and timeline. Whether you need a dedicated team, a fixed-price project, or a flexible hourly model — we tailor our approach to your unique requirements.
Get a full-time team of AI developers exclusively focused on your fintech project. Maintain direct communication, control team structure, and ensure your solution meets domain-specific compliance and regulatory needs.
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Get an end-to-end AI solution delivered within a fixed scope, timeline, and budget. Ideal for well-defined fintech software or MVPs, ensuring predictable delivery with milestone-based payments.
Gain maximum flexibility with hourly billing and adjustable scope. This model allows you to scale resources, pivot strategy, and refine product goals without being locked into rigid structures.
With deep financial industry knowledge and AI/machine learning expertise, we deliver custom fintech software development services that power intelligent applications. Our tech stack enables advanced automation, predictive analytics, and real-time processing for enterprise-grade financial software performance.
Frameworks and Libraries
Open-source AI and ML Platform
Toolkits
Neural Networks
Vector Database Management
Databases
Project Summary
AI System Development for Gift Search Company
Space-O Technologies has developed an AI system for a gift search company. The team has built a recommendation engine, implemented dynamic pricing, and created tools for personalized marketing campaigns.
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Project Summary
AI System Development for Christian Church
Space-O Technologies developed a private AI system for a Christian church. The team built a system capable of uploading research information, allowing other church workers to query information in a natural way.
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Project Summary
POC Design & Dev for AI Technology Company
Space-O Technologies developed the POC of an AI product for life coaching conversations. Their work included wireframing, app design, engineering, and branding.
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Project Summary
Custom Mobile App Dev & Design for Software Company
Space-O Technologies was hired by a software firm to build a photo editing app that caters to restaurant owners. The team handled the development and design work, including the addition of AI-driven features.
View All →Development costs depend on complexity and features. Simple customer support chatbots cost $6,000-$15,000, banking software with basic functionality ranges from $30,000-$50,000, while advanced predictive analytics solutions reach $20,000-$100,000. We provide detailed cost estimates based on your specific requirements and project scope.
Timeline depends on project scope and complexity. Advanced banking applications with real-time data analytics, robo-advisory services, and portfolio management may take 12-18 months from start to finish. Our fintech application development services follow agile methodology to ensure efficient delivery while maintaining quality standards.
Our financial software strictly adheres to industry regulations, including GDPR for data protection, PCI DSS for payment security, SOC 2 for operational controls, and regional banking standards like FINRA and MiFID II. We ensure compliance throughout development, testing, and deployment phases.
Yes, we specialize in integrating AI capabilities into existing banking and financial systems. Our team assesses your current infrastructure, identifies integration opportunities, and implements AI features like fraud detection, chatbots, or predictive analytics without disrupting operations. We ensure seamless compatibility with legacy systems and databases.
For all our fintech custom software development projects, we maintain transparency through JIRA, Asana, Basecamp, and Trello. You’ll receive regular progress updates, attend sprint reviews, and communicate directly with developers. If time zones differ, we schedule overlapping hours to ensure real-time collaboration and keep you informed throughout.
As a banking software development company, we’ve seen how custom financial software delivers competitive advantages: tailored workflows, seamless system integration, enhanced security, regulatory compliance, scalability, and unique features competitors lack. You gain full control over functionality, eliminate recurring licensing fees, and adapt quickly to changing market conditions.
When selecting a financial services software development agency, evaluate their financial industry experience, AI and technology expertise, compliance knowledge, client portfolio, development process, and post-launch support. Look for agencies with proven banking or fintech projects, certified developers, and transparent communication. Request case studies and check client references.
AI implementation challenges include data quality, legacy system integration, workflow disruption, and regulatory compliance. Our financial services software solutions address these through robust data engineering, seamless system integration, minimal disruption strategies, and strict adherence to financial regulations like GDPR, PCI DSS, and SOC 2.
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Python
R
JAVA
C++
Swift
Kotlin
Scala
GPT 4
Claude 3
Google Gemini
Phi-2
Llama-2
Whisper
YOLO
BERT
Eliza
PyTorch
MXNet
Chainer
NVIDIA Caffe
spaCy
Sonnet
Tensorflow Probability
Neuroph
Keras
Hugging Face
Kaggle
Wandb.ai
Replicate
Core ML
Microsoft Cognitive Toolkit
CNN
RNN
Manifold Learning
Apache Cassandra
Azure Cosmos DB Integrated Vector Database
Chroma
Pinecone
MySQL
PostgreSQL
MongoDB
OracleSQL